Luke at the Citizens Advice drop in
Luke at the Citizens Advice drop in

The cost of living crisis is the biggest issue facing our country. With food prices increasing, heating bills going up and taxes rising, I know this is a very difficult time for many families in Plymouth and up and down the country.

I understand your concerns. I do not believe the Government’s actions come close to meeting the challenge this emergency represents. It has provided no effective cost-of-living plan, no effective plan for growth and no plan for rights at work.

The Conservatives are falling far short of the mark and more needs to be done to help families across the UK when prices are scheduled to rise again in October.

If you are struggling to keep up with rising costs, angry about the lack of support, or are confused about what measures are available to you: You are not alone.

TSB’s latest Money Confidence Barometer for South West England found that:

  • 54% of people are worried about rising fuel and energy costs.
  • 49% have taken money out of their savings have done so to cover the increased cost of living.
  • 44% said they have reduced household spending in the last six months to manage the cost-of-living.
  • 20% are worried about paying for household groceries.
  • 20% have taken out new or additional debt.

If you do need help with the cost of living crisis, I have set up this page to signpost advice from some fantastic organisations like Plymouth Online Directory, Citizens Advice and Money Saving Expert on what support is available to you.

Explained – Cost of Living Payments 

I have been contacted by many constituents who were expecting their first Cost of Living payment on the 14th July 2022, and did not receive it.

This vital help from the Government is now being paid to those people who are entitled to it, and so I have put together a list of the expected payment dates for you. If you have any questions about this, please contact me at luke.pollard.mp@parliament.uk or by calling 01752 717255.

Low income benefits and tax credits

You may get a payment of £650 paid in 2 lump sums of £326 and £324 if you get payments of any of the following:

  • Universal Credit
  • income-based Jobseeker’s Allowance (JSA)
  • income-related Employment and Support Allowance (ESA)
  • Income Support
  • Pension Credit
  • Child Tax Credit
  • Working Tax Credit

You will not get a payment if you get New Style Employment and Support Allowance, contributory Employment and Support Allowance, or New Style Jobseeker’s Allowance, unless you get Universal Credit.

When you’ll be paid

Benefit or tax credits Cost of Living Payment When you’ll be paid
Universal Credit £326 Between 14 and 31 July 2022 for most people
£324 Autumn 2022
Income-based JSA £326 Between 14 and 31 July 2022 for most people
£324 Autumn 2022
Income-related ESA £326 Between 14 and 31 July 2022 for most people
£324 Autumn 2022
Income Support £326 Between 14 and 31 July 2022 for most people
£324 Autumn 2022
Pension Credit £326 Between 14 and 31 July 2022 for most people
£324 Autumn 2022
Tax Credits £326 From autumn 2022
£324 From winter 2022

 

Disability Cost of Living Payment

You may get a lump sum payment of £150 if you’re getting any of the following:

  • Attendance Allowance
  • Constant Attendance Allowance
  • Disability Living Allowance for adults
  • Disability Living Allowance for children
  • Personal Independence Payment
  • Adult Disability Payment (in Scotland)
  • Child Disability Payment (in Scotland)
  • Armed Forces Independence Payment
  • War Pension Mobility Supplement

 

When you’ll get paid

You’ll get the payment from September 2022. Payments will be made to people who get a qualifying disability from DWP before payments to people who get a qualifying benefit from the Ministry of Defence.

Pensioner Cost of Living Payment

If you’re entitled to a Winter Fuel Payment for winter 2022 to 2023, you will get an extra £300 for your household paid with your normal payment from November 2022. This is in addition to any Cost of Living Payment you get with your benefit or tax credits.

The full amount of Winter Fuel Payment you will get for winter 2022 to 2023 depends on your circumstances. These amounts are for winter 2022 to 2023 only.

Your circumstances Born between 26 September 1942 and 25 September 1956 Born on or before 25 September 1942
You qualify and live alone (or none of the people you live with qualify) £500 £600
You qualify and live with someone under 80 who also qualifies £250 £350
You qualify and live with someone 80 or over who also qualifies £250 £300
You qualify and live with a partner who qualifies, and either of you gets certain benefits £500 – only one of you will get the payment £600 – only one of you will get the payment
You qualify and live with someone (not your partner) who qualifies, and either of you gets certain benefits £500 – you’ll both get the payment £600 – you’ll both get the payment
You qualify, live in a care home and do not get certain benefits £250 £300

 

External Advice

Plymouth Online Directory

The Plymouth Online Directory is a great hub for links to organisations that can provide support for struggling households in Plymouth.

Areas:

Key sites:

Citizens Advice

Citizens Advice is another great organisation offering advice for families on low incomes.

  • Check out their advice guide for help if you’re struggling with living costs here.
Citizens Advice
Citizens Advice

Money Saving Expert

Martin Lewis founded MoneySavingExpert in 2003, a site dedicated to helping UK households cut their bills. The website has provided up-to-date advice for consumers on how to save money throughout the cost of living crisis.

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